Maria Antonia Barajas was born in Texas and moved to California in her youth. Toni is married with 2 teenage daughters and lives in the east bay. 

She joined the insurance industry in 1999 as a customer service representative and then eventually decided to obtain her insurance license. Toni is bilingual and enjoys speaking with all of Ozwald & Speakar’s Spanish and English speaking clients. 

When Toni is not working, she loves spending quality time with her family, including such adventures as exploring California on road trips, shopping with her daughters, trying new restaurants, or going on a well deserved vacations in beautiful places such as the Dominican Republic or Mexico